Usage of Internet is now universal and same as for its acceptance as a medium to make the financial truncations is beyond a doubt. Whether it is a bill payment, transferring funds transfer or even creation of any fixed deposit, internet banking permits you to do it in the fastest as well as convenient way. Instead of going to the bank and waiting in an unending queue, internet banking has prepared all banking functions available via just few clicks. However, this ability needs to be utilized very sensibly due to the risk of phishing. Therefore, we have come up with some internet banking safety tips to secure online banking.
9 Tips for Internet Banking Safety – Now Start Net Banking without Fear
Here are a set of top banking tips for safe banking over the internet to make your Net Banking Account Safe from a number of risks across Internet.
1. Choose Two Factor Authentication Account
To implement safe Internet Banking, always try to an account from the bank, which provides some way of two factor authentication for secure internet banking. Nowadays, several banks provide a small device, which can be utilized to create a unique code every time whenever you log in. This code is valid for a short period of time and even needs addition to your login credentials in a way to get usage to your online account.
2. Create Strong Password
If your bank needs the user-created password in a way to use online accounts to make sure that you create a strong password. The best method to secure net banking is by creating a long, and a mix of upper as well as lower case letters, special characters, and numbers. Always avoid the usage of long phrases and avoid to make a password, which has your name, date of birth, and your initials to secure internet banking. If your banks permit it then, do change your password after every few months for internet banking safety.
3. Secure your Machine and Keep it Updated
As part of safe internet banking , Software security is important presently, regardless of what you utilize your computer for. Do make sure that you have a firewall, which is turned on and even a running antivirus software. This ensure secure internet banking against keyloggers, Trojans, etc. that can be used to get usage of all your financial data.
4. Avoid Clicking Via a Emails
No any financial institutions or any bank will send you any mail asking you to submit your credentials of your account. If you get such emails then, it may be a phishing attempt. Internet banking safety Tip : Mark such emails as spam in a way to be secure from any financial loss.
5. Use your Account from Secure Location
It is always the best practice that you should connect your system or networks with a network that you know. However, if you want to use your online banking from any remote location then, you should use VPN (Virtual Private Network) in a way to secure online banking.
6. Always Log Out When you are Done
It is always the best practice to log out your online banking session when you are done with your business work of bank. This internet banking safety tip helps you in a way that no one else can access your bank account if you left your computer open to secure net banking.
7. Set Up Account Notifications
Many banks provide a facility for their customers to simply set up a text or a mail notification to give an alert message related to a certain activity that takes place in your account to implement safe internet banking. Such an alert can help you to give quick notice of suspicious activity of your bank account & secure online banking.
8. Monitor your Account Regularly
You must go through your bank account statements on the regular basis in a way to avoid any misshaping. As Part of Internet Banking Safety Tip, it is a good practice to go through your bank account statement check process every month.
9. Use Virtual Keyboard to Enter Password
While entering the password of your online banking account, it is important to enter the password via a virtual keyboard to secure net banking. As by using the virtual keyboard it is difficult for any hacker to hack or save your password & bypass safe internet banking procedures.
You can take care of your account without entering the bank. But beware of anything that you do online. Therefore, the above-discussed Internet banking safety tips for secure net banking helps you a lot to be secure in the cyber world.